Abstract：
This paper takes the population factor as the breakthrough point, and analyzes the specific effect of the relevant factors on the savings rate, using China’s provincial panel data. The results show that there has been an inverse relation between the population growth rate and the savings rate, and an objective connection between the decline of China’s population growth rate and the rise of the savings rate. In the process of China’s regional economic growth, the population age structure, urbanization and other factors also have significant influence on the savings rate. Therefore, when making policy, we should consider the specific characteristics of each factor, so as to form a reasonable national savings rate, and finally achieve the optimal allocation of resources.
2017 
