Economic Performance and Influencing Factors of the Credit Environment——Empirical Study Based on CEI and Chinese Provincial and Prefecture-level City Data
TAN Yan-zhi, WANG Chao, LI Guo-feng
Business School, Xiangtan University, Xiangtan 411105, China
Abstract：
The “credit economy era” means credit environment has become the major capital of a country after physical capital and human capital for economic growth and social progress. This paper selects Chinese provincial and prefecture-level city data as the study sample and chooses CEI as the basis to reveal economic performance of credit environment, such as per capita GDP and its growth, the level of enterprise and financial development, and urban-rural income gap, further analyzes the factors affecting the credit environment. We find that the credit environment can contribute to the economic development of a region, but also pull large urban-rural income gap; the impact of education level, the level of urbanization, population density, and transportation facilities on credit environment are relatively significant. Among these, the impact of the level of urbanization on credit environment is closely related to the level of market. But the impact of regional culture and communication level is not significant.
TAN Yan-zhi, WANG Chao, LI Guo-feng.Economic Performance and Influencing Factors of the Credit Environment——Empirical Study Based on CEI and Chinese Provincial and Prefecture-level City Data[J] Economic Survey, 2014,V31(4): 144-149
2014 
