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    经济经纬 2020 Issue (1) :41-49
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    养老观念、健康状况预期、社会公平感知对农民社会养老保险参保行为的影响
郑沃林1, 吴剑辉2, 郑荣宝3
1.华南农业大学 国家农业制度与发展研究院,广东 广州 510642;
2.广东工业大学 经济与贸易学院,广东 广州 510520;
3.广东工业大学 管理学院,广东 广州 510520
    Does the Concept of Old-age Pension, the Expectation of Health Status and the Perception of Social Equity Affect the Behavior of Rural Social Pension Insurance?
    ZHENG Wolin1, WU Jianhui2, ZHENG Rongbao3
1.National School of Agricultural Institution and Development,South China Agricultural University,Guangzhou 510642,China;
2.School of Economic and Commerce, Guangdong University of Technology, Guangzhou 510520, China;
3.School of Management, Guangdong University of Technology, Guangzhou 510520, China
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摘要 利用中国综合社会调查(CGSS)2012年及2015年两期共11356位受访者的数据,采用Logistic及Probit模型,检验了养老观念、健康状况预期、社会公平感知对农民社会养老保险参保行为的影响。结果发现:农民参保水平呈常态化增长态势,但也存在可持续发展不足的现实;健康状况预期、社会公平感知对农民参保行为具有显著影响,健康状况预期下降,会提高个体对风险的感知,提高参保水平;社会公平感知增加,能增强个体的参保效能感知,提高参保水平;养老观念对农民参保行为影响不显著,社会养老保险对传统养老模式并没有显著影响。今后,政府应加强社会养老保险宣传,将养老保险与农村合作医疗结合推广;完善社会养老保险激励机制和监督机制,开展参保满意度评估;全面取消社会养老保险捆绑规定,探索养老金反哺民间养老机构的模式,构建“家庭养老为主、机构养老为辅、社会养老保险为补充”的农村养老新格局。
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郑沃林
吴剑辉
郑荣宝
关键词社会养老保险   参保行为   农民   中国综合社会调查     
Abstract: This paper based on the data of CGSS, uses logistic and probit models to explore the influence of the behavior of farmers’ rural social pension insurance.Results show that the level of farmers’ participation tends to be normal, but the rural social pension insurance is not attractive enough.And the health status expectancy and social equity perception are the significant factors.The expected decline in health status can increase the possibility of farmers participating in insurance.The improvement of social equity perception can enhance the peasants’ social pension insurance effectiveness perception and expand the level of individual insurance participation.The concept of old-age pension is the insignificant factor.Family old-age pension is still the primary way for farmers to retire.The paper concludes that the government should abolish the binding regulations and improve the incentive and publicity mechanism, thus forming a new pattern that is dominated by family endowment,supplemented by village endowment and supplemented by social endowment insurance.
KeywordsRural Social Pension Insurance   Insured Behaviour   Farmers   CGSS
     
收稿日期 2018-09-17; 接受日期 ;
基金资助:国家自然科学基金项目(41001054);广东省大学生科技创新培育专项资金(pdjh2019a0077);教育部人文社会科学基金项目(19YJA630009)
通讯作者 吴剑辉(1973— ),男,湖南益阳人,博士,教授,硕士生导师,主要从事制度经济学研究   
作者简介: 郑沃林(1992— ),男,广东恩平人,博士研究生,主要从事农业经济与制度经济研究;郑荣宝(1975— ),男,福建龙岩人,博士,副教授,硕士生导师,主要从事土地经济与土地利用规划研究。
引用本文:   
郑沃林, 吴剑辉, 郑荣宝.养老观念、健康状况预期、社会公平感知对农民社会养老保险参保行为的影响[J].  经济经纬, 2020,1: 41-49
ZHENG Wolin, WU Jianhui, ZHENG Rongbao.Does the Concept of Old-age Pension, the Expectation of Health Status and the Perception of Social Equity Affect the Behavior of Rural Social Pension Insurance?[J]  Economic Survey, 2020,V37(1): 41-49
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