The Influence of Midwest Migrant Workers’ Income Quality on the Credit Needs——A Case of Henan, Shandong and Shaanxi

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Abstract In this paper the author put forward the theories of Income Quality. On the basis of analysis in 5 dimensions, the author chose the dual-logistic regression model to research the effect of income quality on the credit demand of migrant workers. Results show that 4 variables, namely family income, Migrant workers income and total income ratio, living expenditure and working skills, will make negative effect on credit demand; the mid-variable of job-change times will make positive effect on credit demand.

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	DENG Jie
	KONG Rong

Key words： Migrant Worker Income Quality Credit Demand Migrant Worker Income Quality Credit Demand Migrant Worker Income Quality Credit Demand Migrant Worker Income Quality Credit Demand

Received: 2014-02-11

ZTFLH:

F320.2