Abstract Finance is the core of modern economy and bank is still the mainstay of financial system. Bank credit usually has an important effect on the adjustment of industrial structure. Through a co-integration analysis of the effect of bank credit on the three strata of industry of Beijing, it is found that the contribution of bank credit to the second industry is greater than that to the first industry and the contribution of bank credit to the third industry is greater than that to the second industry. In order to go on adjusting and optimizing industrial structure, the author put forward the following suggestions: enhancing the support of bank credit at proper time or maintaining the scale of bank credit; implementing different credit policies according to different industries. The author also presented her ideas for further study: optimizing the structure of credit, raising the efficiency of credit and advocating the concept of “green credit”.
GUO Xiao-Li. Analysis of the Difference in the Effect of Bank Credit on Three Strata of Industry: A Case Study of Beijing. Economic Survey, 2011, 28(5): 046.
2011, Vol. 28 
