Abstract Based on 1012 households survey data of rural households in Hubei Province and Henan Province, the paper expounds and proves in detail the relationship between household income and participation in the New Rural Cooperative Medical System (NRCMS), and explores the differences in the impact of income on the participation and health investment behavior of the NRCMS. There are five main conclusions in this paper: Income of peasant households has a negative impact on hospitalization behavior, that is, increasing income will reduce the probability of hospitalization behavior of peasant households; hospitalization behavior of peasant households is positively correlated with the participation behavior of NRCMS; income after participating in NRCMS has a positive effect on the probability of hospitalization treatment of peasant households; because of the differences in certain aspects, like benefiting level of households, affordability of local government, implementation of policies, there are differences in the effects of the two provinces on the hospitalization behavior of farmers in South China. The data from Hubei Province show positive effects, while the data from Henan Province show negative effects. The more obvious the characteristics of pension income of the NRCMS, the more active the participation behavior of farmers in the NRCMS, there is more hospitalization behavior. The less obvious the income characteristics are, the more active the farmers are in investing in health, the probability of hospitalization treatment is lower. The estimation results of the age role of the head of household in the two provinces are contrary, indicating that the age characteristics of the two provinces' participation groups are different, which indirectly reflects the difference between the degree of policy acceptance and the willingness of the participants.
ZHU Yueming,ZHANG Xing,ZHANG Guangke. Income and Participation Behavior of Urban and Rural Residents for Medical Insurance. Economic Survey, 2020, 37(1): 050.
2020, Vol. 37 
