Does the Concept of Old-age Pension, the Expectation of Health Status and the Perception of Social Equity Affect the Behavior of Rural Social Pension Insurance?
Does the Concept of Old-age Pension, the Expectation of Health Status and the Perception of Social Equity Affect the Behavior of Rural Social Pension Insurance?
ZHENG Wolin1, WU Jianhui2, ZHENG Rongbao3
1.National School of Agricultural Institution and Development,South China Agricultural University,Guangzhou 510642,China; 2.School of Economic and Commerce, Guangdong University of Technology, Guangzhou 510520, China; 3.School of Management, Guangdong University of Technology, Guangzhou 510520, China
Abstract This paper based on the data of CGSS, uses logistic and probit models to explore the influence of the behavior of farmers’ rural social pension insurance.Results show that the level of farmers’ participation tends to be normal, but the rural social pension insurance is not attractive enough.And the health status expectancy and social equity perception are the significant factors.The expected decline in health status can increase the possibility of farmers participating in insurance.The improvement of social equity perception can enhance the peasants’ social pension insurance effectiveness perception and expand the level of individual insurance participation.The concept of old-age pension is the insignificant factor.Family old-age pension is still the primary way for farmers to retire.The paper concludes that the government should abolish the binding regulations and improve the incentive and publicity mechanism, thus forming a new pattern that is dominated by family endowment,supplemented by village endowment and supplemented by social endowment insurance.
ZHENG Wolin,WU Jianhui,ZHENG Rongbao. Does the Concept of Old-age Pension, the Expectation of Health Status and the Perception of Social Equity Affect the Behavior of Rural Social Pension Insurance?. Economic Survey, 2020, 37(1): 041.