Abstract Based on the provincial panel data from 2012 to 2018, this paper uses mixed regression model to analyze the driving effect of fintech on the coordinated development of regional economy, and on this basis, tests the mechanism effect of economic efficiency improvement and industrial structure optimization and adjustment. The empirical results are as follows: (1) The direct effect of fintech on promoting coordinated economic development is not significant, but there is a strong indirect effect; (2) The effect of the development of financial science and technology on the coordinated development of regional economy is different, and the effect is the greatest in the western region. The level of financial science and technology can effectively promote the coordinated development of regional economy. (3) The negative effects brought about by the development of financial science and technology, such as the unreasonable development of industrial structure should be on guard against. In the era of digital economy, the development of financial science and technology has important strategic significance. We should use financial science and technology to drive the high-quality and coordinated development of regional economy.
ZHANG Haijun,HUANG Feng. A Study on the Coordinated Development of Financial Science and Technology and Regional Economy. Economic Survey, 2022, 39(5): 0131.
2022, Vol. 39 
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