Fund Balance Mechanism of the Integration Between the Maternity Insurance and Medical Insurance: Under the Policy of Universal Two-Child Family Plan
ZHAN Chang-chun1, LI Ya-Wen1, LU Zhou-chen2
1.School of Administration, Jiangsu University, Zhenjiang 212013, China; 2.The Department of Goverment Policies and Policy Management of Chinese Academy of Social Sciences, Beijing 102488
Abstract：
Taking Zhenjiang as the sampled region, this paper collects data of maternity insurance and medical insurance within the recent 5 years through field research. By constructing a fund balance model of these two insurances, this paper then empirically analyzes the fund balance status and contribution rate in the integration of maternity insurance and medical insurance in the sampled city. The results indicate that the Universal Two-Child Family Plan does have a negative impact on fund balance while the increase of the number of insured people shows a positive one. The paper suggests that the contribution rate should not be simply added, but rather, scientifically measured as it will be helpful in avoiding fund surplus or deficit.
ZHAN Chang-chun, LI Ya-Wen, LU Zhou-chen.Fund Balance Mechanism of the Integration Between the Maternity Insurance and Medical Insurance: Under the Policy of Universal Two-Child Family Plan[J] Economic Survey, 2018,V35(3): 153-159
2018 
