Abstract：
Banking openness is an important part of the finance reform in our country. In view of its special attribute, banking industry openness will not only cause the adjustment of the banking sector, but also have a profound impact on the real economy. Using panel data of 46719 industrial enterprises during 2004-2007 and Heckman selection model from the perspective of credit resource allocation, this paper analyzes the relationship between foreign banks entrance and the corporate lending behavior. The results show that foreign bank entry has obvious structural properties in promoting financing environment as well as boosting corporate loan scales, but has no effect on loan range and borrowers even deteriorating the financing condition of private companies, small and medium-sized enterprises and manufacturing enterprises.
2017 
